Legal Disclaimer
Zefaj Finance is a digital platform by Zefaj Immobilien. The content, calculations, and evaluations provided by Zefaj Finance serve exclusively general informational, analytical, and educational purposes.
No professional advice
Zefaj Finance does not constitute financial, investment, legal, tax, real estate, financing, or business advice. Using the platform does not replace individual advice from qualified professionals, in particular tax advisors, lawyers, financing advisors, property appraisers, or other expert consultants. Using the platform does not create any advisory, brokerage, tax advisory, legal advisory, fiduciary, or other special relationship of trust between the user and Zefaj Immobilien.
Model-based calculations and assumptions
All calculations, analyses, forecasts, projections, return figures, cash flow evaluations, tax calculations, financing representations, and other results are based on the data entered by the user as well as on the assumptions, simplifications, and calculation models stored in the platform. Results may deviate from actual economic, tax, legal, or financial developments. Future market conditions, interest rate developments, rent developments, costs, tax changes, vacancy, maintenance expenses, or other risks cannot be fully foreseen or represented.
No guarantee of results
Forecasts and projections are non-binding model calculations and do not constitute a guarantee of future results, returns, value developments, tax effects, or cash flows. Zefaj Immobilien provides the Zefaj Finance platform and assumes no warranty that the calculated results are complete, up to date, or suitable for the user's individual purpose. The user is responsible for checking the entered data, assumptions, and results for plausibility, completeness, and accuracy.
No basis for decisions without your own review
Decisions about buying, selling, financing, letting, modernization, tax structuring, or other property-related measures must not be made solely on the basis of the platform. Any decision made on the basis of the platform or its results is made independently and at the user's own risk.
Seek professional advice
Before making financial, tax, legal, investment-related, financing-related, or property-related decisions, the user should consult a qualified professional who can review the individual situation, the specific documents, and the legal and tax framework.
By using Zefaj Finance, the user confirms that they have read and understood this disclaimer and use the platform exclusively as a supporting analysis and information tool.
Last updated: July 2026